Legal Coverage
Expert guidance when you need it most
Legal Plan Overview
Life is full of milestones—some joyful, some challenging—all of them important. Whether you're purchasing a home, expanding your family, or planning for what’s ahead, having trusted legal support can make all the difference. That's why St. Cloud State University and State Employee Group Insurance Program (SEGIP) are now offering a Legal Plan through MetLife. Coverage begins January 2026 and offers convenient, affordable access to expert legal assistance, so you're never alone when it matters most.
Gain access to a nationwide network of experienced attorneys ready to assist with a wide variety of legal matters. Whether you're welcoming a new family member, navigating a real estate transaction, or planning your estate, their legal professionals and user-friendly digital tools are provided to help make the process smoother.
For unexpected legal challenges—like identity theft, tax concerns, or traffic violations—you’ll have reliable guidance and resources to help you stay informed and protected.
Commonly Covered Legal Matters
What’s Included in Your Plan
Trusted Legal Network
Gain access to a nationwide network of over 18,000 thoroughly vetted attorneys. Whether you're at home or traveling, you’ll have reliable legal support within reach.
Personalized and Hassle-Free Access
Choose an attorney who fits your needs—filter by area of expertise, experience, or cultural background. There are no copays, deductibles, or waiting periods. They even cover your attorney fees! You can consult with attorneys on multiple covered issues throughout the year.
Comprehensive Legal Support
From initial advice to document preparation and courtroom representation, your legal plan covers a wide range of services—ensuring support every step of the way.
Quick Legal Guidance
Have a legal question? You simply choose an attorney in any area of practice from our network, which is available online or via one of our call center representatives. Provide your name and your employer’s name to the attorney when you make an appointment. It’s that simple.
Online Resources
Your account will also give you access to our self-help document library to complete simple legal forms. The forms are available to you, regardless of enrollment. You will need to create an account on the website to access the documents. Once logged in, click on the menu options under your name on the right side and choose “Self-help documents.”
No Claim Forms Required
When you use a network attorney, there is nothing for you to do. Plan services are covered in full, and billing is between MetLife and the network attorney. There are no waiting periods, no copays, no deductibles and no claims forms.
Questions?
Call the MetLife Legal Plans Client Service Center at 1-800-821-6400 (Available Monday—Friday, 8:00 a.m. to 8:00 p.m., ET).
For more details and information on our Legal Plan, please visit:
Did You Know?
an hour is the average attorney's hourly fee charged for legal assistance.
*MetLife Legal Plans Legal Access Study (2023)
of working adults have been involved in a legal issue within the last five years.
*National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2023)
of Americans do not have a will, the most basic estate planning document you need.
*CARAVAN survey conducted by ENGINE on behalf of MetLife Legal Plans (2020)