HBS Advising and Student Success Center

Transfer Information

At the Herberger Business School, we value our transfer students and the diverse backgrounds they bring to our community. No matter where you transfer from and how far you have come in your educational journey, we are here to help you every step of the way! 

Please note that the transfer and residence policies below apply to Herberger Business School students in the following programs: Accounting, Finance, General Business, Information Systems, Insurance, Management, and Marketing.

Transfer Policies

All transfer students seeking a business degree from St. Cloud State must consult with an advisor in the HBS Advising and Student Success Center, Centennial Hall 443, to determine their status in the Herberger Business School. The following special requirements apply to transfer students and transfer credits:

  1. Transfer students will be given HBS Upper Division Status immediately provided (a) they have satisfied all the requirements of the Lower Business core, and (b) their transfer GPA is at least 2.5.
  2. All other transfer students will be eligible for HBS Upper Division Status when they (a) satisfy all the requirements of the Lower Business Core and (b) establish a St. Cloud State GPA of at least 2.5. This GPA is calculated only from courses completed at St. Cloud State and must be based on a minimum of 15 semester credits.  Lower Business Core courses may be taken as part of the 15 credit minimum. If a transfer student does not have enough lower level courses remaining to establish a St. Cloud State GPA based on a minimum of 15 semester credits, the student’s cumulative GPA including St. Cloud State and transfer credits can be used to meet the 2.5 GPA requirement.
  3. Courses where a “C- or better” was earned are eligible to transfer to St. Cloud State. If a course is part of a school’s Minnesota Transfer Curriculum, then a “D- or better” is accepted in transfer. Courses are still subject to minimum grade requirements according to the HBS curriculum.
  4. Courses taken from non-baccalaureate degree granting institutions will not transfer to the HBS as an equivalent to a 300 or 400-level business course. 
  5. In addition to the residence requirement discussed below, at least 50 percent of the credits in the student’s major and at least 50 percent of all business credits needed for the degree must be taken at St. Cloud State. Students pursuing a minor or certificate in the Herberger Business School must also complete at least 50 percent of the credits at St. Cloud State. Courses can be transferred into the business core or the major only if a grade of “C-“ or higher was earned.
  6. Validation of credits to be considered for transfer is performed by the Office of Records and Registration consistent with HBS policies. Where necessary, transfer students will be required to provide course syllabi and/or other supporting documentation for review by the appropriate department(s).  

Residence Requirement. Students choosing a business major must complete a minimum of 30 resident upper division credits (300-400 level) in the Herberger Business School at St. Cloud State University.

Note: The Herberger Business School does not accept transfer courses from Sophia Learning to fulfill program requirements.

Transferring Courses to St. Cloud State

To transfer courses from Minnesota State Institutions, you can request an e-transcript. 

To transfer courses from non-Minnesota State Institutions, send your official transcript(s) to the Office of Records and Registration

Students will need their Star ID in order to complete a transfer request. If you do not yet have a Star ID, learn how to activate it now.

Transfer Course Review and Credit Appeal

For courses from a previous institution that did not transfer into St. Cloud State as you expected, please login to eServices, click on "Academic Records", click on "Transfer Review" and submit a request with your question. You will be instructed to attach additional documentation such as:

  • Course outline/description (Minnesota State institutions only)
  • Course syllabus (preferred)
  • Sample assignments/exams


Transferology shows how courses you have taken at another college or university transfer to St. Cloud State. If your school or course is not listed in Transferology, contact the HBS Advising and Student Success Center to determine how your credits will transfer.

Transfer Pathways

St. Cloud State and the Herberger Business School participate in the Minnesota State Transfer Pathway initiative. Minnesota State Transfer Pathways are designed so you can complete a specific associate degree at a Minnesota State college and transfer to a Minnesota State university to earn a bachelor’s degree without losing credits or taking extra courses. For additional information, please contact the HBS Advising and Student Success Center.

For Transfer Pathways for business majors, check out the following links:

Accounting Transfer Pathway A.S. to Accounting B.S.

Business Transfer Pathway A.S. to:

Management Information Systems Transfer Pathway A.S. to Information Systems B.S. 

Articulation Agreements

Articulation agreements are formal agreements between St. Cloud State and other institutions to accept credits in transfer toward a specific academic program. View the articulation agreements.  

Last updated: 11/9/2023