This is a composition of the international student insurance frequently asked questions. The purpose of the Student Insurance Advocate is to educate students and staff throughout Minnesota State about the insurance and help students with questions, problems, and concerns with the insurance. This information is to be used only as a resource, not as a guarantee of payment. Questions: Email the student insurance advocate email@example.com.
Students have requested more benefits; because of this demand additional benefits have been added to your insurance. The more benefits students receive the higher the premium price. The more out of pocket expenses a student has to pay reduces the cost (higher deductible).
Along with the additional benefits, the cost of health care (in general) has gone up, this also increases the cost of insurance.
The Minnesota State Student Insurance Committee meets yearly to discuss the insurance plan and make any necessary changes to the plan always with students in mind.
The insurance will not pay for:
If you are unsure if something will be covered under the insurance ask. You can contact me directly (firstname.lastname@example.org) with these questions and if I don’t know the answer I will find out for you.
Residency Application Medical Exams
Immigration medical examinations required by the United States Citizenship and Immigration Services (USCIS) will not be covered by the mandatory Student Insurance. In most cases, the medical exam has to be done by a Civil Surgeon (Medical Clinic is NOT a Civil Surgeon provider). However, the Medical Clinic does provide many of the required tests and immunizations you will need for immigration. You may be able to decrease your out-of-pocket expenses by having these services done at the Medical Clinic.
There are three main reasons why UnitedHealthcare was selected:
Repatriation and Medical Evacuation are crucial pieces of this insurance because they are not readily available in other insurances that students could purchase individually. Due to many regulations both of these are very expensive. If these were not covered by the insurance you the student, your family or the school you attend may be held liable for these costs. Therefore the insurance is another form of protection for you.