Department of Finance, Insurance and Real Estate

Finance, Insurance & Real Estate

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Ignite Your Future

Financial services make up some of the fastest-growing industries in the nation, stoking a global demand for experienced professionals to manage cash flows and wealth, including both physical and financial assets.

The Finance, Insurance & Real Estate (FIRE) Department at the Herberger Business School is unique among university programs, standing out with broad coverage of all areas of the financial service industry, and a specialized Insurance certificate program.

Degree Programs

The FIRE Department offers a Bachelor of Science degree in Finance with opportunities for a specialization and minors. Find your program:


Student Group working together

Finance students immerse themselves in the vital role finance plays in business, industry, government and nonprofit organizations, connecting the economic past and present to the future. All students have easy access to multiple financial databases, and analytic software tools, in the Swenson Financial Markets Lab.

Our graduates are well-versed in securities management, investment, international business, government regulation, administration and service agencies. They enter the workforce prepared to help clients analyze growth, invest capital in securities and stocks to build the financial resources needed to grow, modernize and develop new markets and services

Finance Bachelor of Science (Finance Major)

  • General
  • Investments Concentration

Finance Minor

  • Available to Business Majors and non-Business Majors

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Finance Program Highlights

  • The Husky Growth Fund, a student-run portfolio management course, allows undergraduate Finance students to oversee a large portfolio of invested assets. All investment decisions are made by Finance students during this innovative hands-on learning opportunity.


Insurance students at the Herberger Business School become knowledgeable in risk analysis. They learn about all aspects of insurance operations — underwriting, claims adjusting, insurance accounting, loss control and risk management.

Insurance Specialization (Certificate)

  • Available to all SCSU Majors

[ Apply Now ]


Real Estate

Real Estate minors complete coursework and hands-on experience to prepare them for licensing in the real estate field.

Our graduates spur residential, commercial, industrial and agricultural development where they live and work, planning and building better communities for themselves and future generations.

Real Estate Minor

  • Available to Business Majors and non-Business Majors

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of Finance, Insurance & Real Estate Department graduates are employed in a related field within one year of graduation.


Average class size.

Program Highlights

Professors think and work locally and globally to provide the widest perspective.

  • Twelve-week, senior-year internships earn academic credit and pay. Students build a resume with real work experience in an entry level job in their field.
  • Active student clubs and organizations encourage professional, personal and social growth.
  • One of Forbes’ “America’s Top Colleges”
  • Access to the latest technologies and tools in the newly-remodeled Herberger Building.
  • Centralized advising, career guidance and counseling.

Top Careers

  • Financial planner/broker, corporate financial management, investment banking, real estate agent/broker, property/building management, real estate investment/development, risk management, loss control specialist, underwriting.
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Application Process

The Finance, Insurance and Real Estate Department admits students based on a thorough evaluation of each candidate’s GPA, curriculum and other academic indicators. Extra-curricular activities may also be considered, and optional personal statements and recommendations may be considered if you choose to submit them.

St. Cloud State University student in the James W. Miller Center
  1. Complete an application online or mail a physical copy of your application by the appropriate deadline.
  2. Put in a request with your high school counseling office to send an official transcript to SCSU.
  3. Optionally submit ACT or SAT score reports. While test results are not required to complete your application, you are welcome to submit score reports if you feel they will improve your application and/or scholarship consideration.

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St. Cloud State University’s online hub makes it easy to learn more about the application process and submit your application. Incoming and existing students may also apply for scholarships specific to the Herberger Business School. There is no application fee required to submit your application to St. Cloud State University.

Learn More

Prepare for a bright future as a business leader. Visit the SCSU Admissions Department online to request more information, or to schedule a campus visit or online Zoom session with an admissions counselor.

Ready to apply? Begin your online application today!

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