MN Highway Safety & Research Center

55+ Driver Discount Program

This class will save you at least 10 percent on your existing auto insurance.

Completion of an eight-hour course qualifies you for the discount. As required by state statute, completion of our 4-hour refresher every three years helps maintain your discount.

Get information on:

  • Defensive driving tips
  • Changes in laws
  • Vehicle technology
  • Traffic safety information and resources

Upon completion, submit your certificate to your insurance company to begin saving.

Our 55+ Driver Improvement Program (DIP) courses are approved by the Minnesota Department of Public Safety

Online courses


  • 8-hour: $24.95
  • 4-hour: $21.95

Is an online class right for you? Do you know what web browser you are using and how to adjust your browser settings to allow cookies and enable the Adobe Flash Player? Do you have a high-speed internet connection? If you answered yes to these questions, the online class is a convenient way for you to get your discount certificate.

Register and then complete our course from the comfort of your home. 

If you answered no to these questions, view our online course Help for more information, or consider taking the course in person at one of many locations throughout MN. See below for a list of schedules to find a class near you.

Classroom courses


  • 8-hour: $26
  • 4-hour: $22

Offered throughout Minnesota.

Register by clicking the appropriate link below or call 888-234-1294 or 320-255-2185, between 8 a.m. and 4 p.m., Monday through Friday.

Find a class location and register by clicking the area links below to open the schedule. When you find the class you want, click on the blue course ID number next to it to open the registration form. Complete and submit the form.**

Safari and Mobile Users: You may need to download the schedule to your computer or device in order to click on the blue course ID number and open the registration form. If you cannot download the schedule, note the blue course ID number of the class you want, close the schedule and view a compatible registration form. Complete all fields, including your course ID number, and submit the form.**

** You are registered UNLESS we contact you within two business days.