Life Insurance

The State offers a basic life insurance in which you are automatically enrolled at the time you become a benefits-eligible employee of Minnesota state government. We also offer additional (supplemental) life insurance (employee, spouse, and child), which you may purchase through SEGIP on an optional basis. Read Moreā€¦

For more information you may contact the plan's customer representatives at:
Ochs, Inc.
400 Robert Street, Suite 1880
St. Paul, MN 55101-2015
(651) 665-3789
(800) 392-7295

The Minnesota Management & Budget (MMB) also offers information on each of these plans at the following web site: https://web1.lifebenefits.com/grppd/MN006077/StateMinn1.do

Employee Basic Life

The State pays the full cost of basic group term life insurance for benefits-eligible employees who receive at least a partial employer contribution for health/dental coverage. The amount of this insurance is determined by the collective bargaining agreement or plan that covers your job, and is based on the amount of your annual salary.

Manager's Life

If you are a manager, the State offers an employer paid life insurance benefit equal to 11/2 or 2 times your annual salary. Check your collective bargaining agreement or plan to determine the amount of your state-paid life insurance and your eligibility for employer-paid coverage.

Additional Life Insurance for Yourself and Your Spouse

You may purchase additional life insurance for yourself and your spouse. Generally you may purchase this insurance in increments of $5,000 up to a total of $500,000. The amount of coverage you may purchase may vary by collective bargaining agreements and plans.

Child Life Insurance

You may purchase life insurance providing $10,000 of coverage for your insurance-eligible children or grandchildren. One child life insurance policy covers all of your dependent children, but not your spouse.
Coverage for newborns begins on the 15th day after birth. You may add child life insurance without evidence of good health within 30 days of the birth of a child or the placement of a child for adoption.

How much Life Insurance do I have?

The amount of basic or manager's life insurance is determined by the bargaining agreement or plan that covers your job, and is based on the amount of your annual salary. In addition to your basic or manager's life, you may have elected to enroll in additional employee, spouse, or child life insurance. Go to the Employee Self Service site https://www.state.mn.us/employee.

  1. Sign in
  2. Click on "Benefits"
  3. Click on "Benefits Summary". This screen will show your current coverage.

For more questions, contact:

Renee Dingmann (Administrators, MSUAASF, Faculty)
320-308-3321 rcdingmann@stcloudstate.edu

Judy Ruegemer (Classified Staff)
320-308-5294 jaruegemer@stcloudstate.edu

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