If you were required to provide parent information on the Free Application for Federal Student Aid (FAFSA), the PLUS Loan enables your parent(s) to borrow funds to assist you with your education related expenses. The PLUS Loan is not based on need, meaning it does not depend on family income or assets; however, the program requires that you have filed a FAFSA to be considered for this loan.
Graduate/professional students may also borrow under the PLUS Loan program although we recommend that they maximize their federal Direct Loan eligibility before attempting to apply for a PLUS Loan. Many SCSU graduate students may not be eligible to borrow additional funds under the PLUS Loan program as their total eligibility would have been met under other student loan programs.
Complete the following steps to apply for a federal PLUS Loan. See step by step screen shots of the e-application process:
If the PLUS Loan application is denied,* indicate that you would like to proceed as "undecided" and the SCSU Financial Aid Office will contact you.
If the PLUS Loan application is approved and you wish to borrow the PLUS Loan, complete the Master Promissory Note (MPN) using the directions below (step 3).
*A credit check is required for the PLUS Loan. If a parent is denied a PLUS Loan the student may be eligible for additional unsubsidized Direct Loan. The Department of Education will send a denial notice to the parent applicant and SCSU Financial Aid Office after the initial PLUS Loan application has been submitted. We will then notify the student of any additional unsubsidized Direct Loan eligibility by sending an email to the student's SCSU Husky email account.