The William D. Ford Federal Direct Loan Program a guaranteed federal student loan, which may be subsidized, unsubsidized, or both. Under the federal Direct Loan program, students will apply for and receive their loan funds directly from the U.S. Department of Education rather than through a private lender or bank.
NOTE: First-time borrowers on or after July 1, 2013 have a maximum time period they can receive a federal Direct Subsidized Loan. The maximum time period is 150% (approximately 6 years) of your program length. Click here for additional information on the maximum time period for the Direct Subsidized Loan.
You may review information about managing your federal student loans, completing your Master Promissory Note, information about entrance and exit counseling, consolidation, and repayment options at the StudentLoans.gov website.