Incentives and benefits referred to herein may vary. Please contact the lender(s) directly for updated information and/or visit the lender websites for additional rate and disclosure information, including Annual Percentage Rate (APR) examples. In addition to these lenders, there are many lenders from which you may be able to obtain your educational financing. You may contact the Department of Education, visit similar websites such as finaid.org, or contact your local lender or financial institution directly.

Click on the lender name from the lender list on the left to see the details on interest rates, fees, special benefits/incentives, and how to apply.

CITIBANK
CitiAssist Loan
1-800-967-2400

• Interest Rate: 3-month LIBOR Index + 4.75% to 3-month LIBOR Index + 11.50% based on credit rating and co-signer presence
• Fees: 0.00% or 3.00% based on credit.
• 0.25% interest rate reduction for auto debit (must enroll and only receive statements electronically)
• $1000 minimum amount for first-time borrowers
• Co-signer release option available after the first 24 consecutive on-time monthly payments

Apply for a Loan with Citibank

This lender is not affiliated with any other lender on this list.

Sallie Mae
Smart Option Student Loan
(800) 695-3317

• Interest Rate: 4% to 12.5%, variable based on one-month LIBOR Index
• Fees: 0% to 3% disbursement fee
• Applying with a creditworthy cosigner may help borrower qualify and/or receive a lower interest rate
• Co-signer release available after successful completion of borrower's education*
• $1,000 minimum loan amount
• Loans can be certified for balances incurred within the last 6 months if the student is currently enrolled at least half-time
• 0.25% interest rate reduction with auto-debit*

Apply for a loan with SallieMae

*Visit www.SallieMae.com/SmartTerms for information about these benefits.

This lender is not affiliated with any other lender on this list.

U.S. BANK
No Fee Education Loan
1-800-242-1200

• Interest Rate: Prime + 1.95% to Prime + 8.95%
• Zero fees
• $1,000 minimum loan amount
• Students must be making Satisfactory Academic Progress in accordance with, or as defined by, your school's policy.
• 0.50% interest rate reduction for borrowers who have payments automatically deducted from a bank account
• Loans can be certified for balances incurred within the last 6 months

Apply for a Loan with US Bank

This lender is not affiliated with any other lender on this list.

WELLS FARGO
Collegiate Loan
1-800-658-3567

• Interest Rate: Prime plus 1.00% to Prime plus 7.99%, subject to a contractual minimum of 3.25%
• Zero fees
• $1,000 minimum loan amount for first-time borrowers
• 0.25% interest rate reduction when automatic payment is withdrawn from the borrower's checking or savings account
• 0.50% interest rate reduction upon verification of graduation
• Co-signer release option available after the first 24 consecutive, on-time monthly payments
• Loans can be certified for balances incurred within the last 12 months if student is currently enrolled

Apply for a Loan with Wells Fargo

This lender is not affiliated with any other lender on this list.