Types of Financial Aid
Teacher Education Assistance for College and Higher Education (TEACH) Grant
The federal TEACH Grant provides up to $4,000 per year to eligible students who agree to serve full-time as a highly qualified teacher in a low-income school, in a high need field, for at least four years within eight years after completing a course of study for which the TEACH Grant was received. If you fail to complete the required four-year teaching obligation or the TEACH Grant requirements, the grant will be permanently converted to a direct unsubsidized Direct loan. You must repay this loan with interest accrued from the date of each TEACH Grant disbursement.
Annual maximum award is $4,000 when you are enrolled full-time. Students enrolled less than full-time may be eligible to receive a reduced award amount (3/4 time $3000 maximum per year; half-time $2000 maximum per year; less than half-time $1000 maximum per year).
The undergraduate aggregate maximum is $16,000; the graduate aggregate maximum is $8,000. NOTE: Due to the federal sequestration, any TEACH Grant award first disbursed after March 1, 2013 will be reduced by 6.0% from the award amount. EX: Award is $4,000 for the year; student is eligible for $3,760.
- Complete the Free Application for Federal Student Aid (FAFSA).
- Be a U.S. citizen or eligible non-citizen.
- Be accepted into a TEACH Grant-eligible major. Federal guidelines allow colleges and universities to determine which majors are TEACH Grant-eligible majors at their individual schools. Review St. Cloud State TEACH Grant-eligible majors
- Complete TEACH Grant counseling. You must complete TEACH Grant counseling for each year that you receive a disbursement. You must also complete exit counseling once you leave school or are no longer eligible for the TEACH Grant.
- Complete and sign an Agreement to Serve each year that you receive the TEACH Grant.
- Undergraduate students working on a bachelor of elective studies (BES) degree are not eligible for the federal TEACH Grant since a BES does not prepare students for a teaching position. Students must complete the BES degree and then may apply for the graduate certificate or the master’s degree in one of the TEACH Grant-eligible.
- Meet academic requirements. For the first qualifying semester:
- Undergraduates must have a cumulative high school grade point average (GPA) upon graduation of at least 3.25 on a 4.0 scale or score above the 75th percentile on a college admission test (ACT or SAT)..
- Transfer students must have at least a 3.25 GPA on a 4.0 scale for all courses accepted in transfer.
- Graduates must have a cumulative undergraduate GPA of at least 3.25 on a 4.0 scale, or score above the 75th percentile on a graduate admission exam (e.g., GRE). Graduate students who are a current teacher may also qualify.
- Full-time service must be completed at a school serving low-income students in a high need subject area.
- A list of schools that serve low-income families may be found in the Teacher Cancellation Low Income (TCLI) Directory. If you have questions about the schools included in the TCLI Directory, contact the appropriate state education agency contact.
- High-need fields are defined as: Bilingual Education and English Language Acquisition; Foreign Language; Mathematics; Reading Specialist; Science; Special Education; other identified teacher shortage areas as of the time you begin teaching in that field.
- Teacher subject shortage areas (not geographic areas) are listed in the Department of Education’s Annual Teacher Shortage Area Nationwide Listing at (www.ed.gov/about/offices/list/ope/pol/tsa.pdf)
Return to the "Grants" overview page.