Skip global navigation
St. Cloud State University

St. Cloud State University


Graduate Studies
Graduate Assistantships
Applying for Financial Aid
Cost/Payment Information
Loans
Scholarships
Important Information
Financial Aid Home Page
2/3 of graduate students borrow student loans.
Office of Scholarships and Financial Aid

Important Information

Announcements - Forms - Entrance Loan Counseling - Frequently Asked Questions - Contact Us
  • There is no deadline to apply for financial aid. You can apply throughout the academic year. However, we recommend applying as soon as possible after your tax returns are completed.
  • Graduate students are not eligible for any federal or state grant programs; however, they are eligible to receive funds through loan and work programs.
  • You must be formally accepted into a graduate program before financial aid can be processed.
  • Graduate students must enroll in eight or more credits per semester in order to be considered a full-time student for financial aid purposes. You must be enrolled at least half-time (six credits) to be eligible for federal or state loan programs.
  • In order to have books for the first two weeks of class, you will need to purchase them with your own funds. When financial aid is disbursed, generally two weeks after the semester begins, if the amount of your aid exceeds the amount you owe SCSU, the excess is given to you to use for educational expenses (which may include room, board, transportation, books) or to reimburse you for expenses already incurred.
  • The University Business Services Office, located in the Administrative Services Building Room 123, handles disbursement of all financial aid funds.
  • Federal regulations require Stafford loans that are processed for one term to be multiply disbursed. This includes loans that are processed for fall semester only, spring semester only, or summer term. You will receive the first half of your loan at the beginning of the semester (or when you apply, if later). You will receive the second half of your loan at the mid-point of the semester.
  • If you borrowed educational loans as an undergraduate, you may be able to defer loan payments while attending graduate school. Contact the lender to request a deferment.
  • Financial aid recipients are required to meet standards of Satisfactory Academic Progress. SCSU's Satisfactory Academic Progress policy for financial aid has three major components that are taken into account in determining a student's standing:
    • A minimum percentage of credits earned based on total SCSU credits attempted.
    • A minimum grade point average (GPA) requirement. GPA is calculated using only SCSU credits.
    • A maximum number of credits attempted. This includes all credits attempted at SCSU and credits accepted from other institutions regardless of whether aid was received. After you have attempted the maximum number of credits, you are no longer eligible to receive aid.
  • Keep all copies of correspondence received from our office. Sometimes questions arise regarding a particular piece of correspondence or financial aid award. It's much easier if you can pull out a document and refer to it.

Forms - Entrance Loan Counseling - Frequently Asked Questions - Contact Us